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5 Side Hustles That Helped Me Earn $100,000 in 5 Years

I was 25 years old. I had no savings, I had $18,000 in student loan debt, and I was earning just $33,000 a year in an expensive city. This was not how I pictured my life. With a 3.7 GPA earning a Bachelor’s in Finance, shouldn’t I have been earning at least $70,000 at a prestigious bank somewhere? My millennial mindset was soon corrected when my first job involved proofing prices in catalogs — something I felt a chimp could do. After just a few months of this mind-numbing job, I realized something had to give. I wanted out. I... Read more

Photo Essay: This Deserving Grandmother Won a Spa Day — and Our Hearts

Did you hear about our new holiday Purple Friday ? We encouraged you to spend time — rather than money — on the day after Thanksgiving. And to help you, we gave away 50 prizes . One of our winners was Nadine, who requested a “ spa day with all my moms .” “Spending the day at the spa with all my moms would be very meaningful to me,” she wrote. “My mom, my mother-in law and my stepmom are all getting older, and I want to spend as much time as I can with each of them.” Families come... Read more

If Your iPhone 6s Turns Off for No Reason, Apple Might Fix It for Free

As if cell phones weren’t grouchy enough lately (I’m looking at you, Samsung Galaxy Note 7), they seem to be throwing users for yet another loop. Recently, some iPhone 6s owners have reported their phones shut down for no apparent reason , which would definitely be annoying if it happened while you were trying to take a selfie. Seriously, good lighting is hard to come by. You usually only get one chance for that perfect shot. Has your iPhone 6s shut down unexpectedly? If so, you might be eligible for a free battery replacement. Here’s how to check. Head to... Read more

American Express Rewards Members: Get a Free $25 to Spend on Amazon

If you’re a member of American Express Membership Rewards, the ability to spend your points on Amazon isn’t new. For every one point you redeem, you get 1 cent off your purchase. Which isn’t much, really. But for a limited time, you can get $25 off your next Amazon purchase of $50 or more. This is a targeted promotion, so it won’t apply to everyone, but it’s definitely worth checking if it can help you cross off your holiday shopping list for less! Find Out If You’re Eligible for This Awesome AmEx Amazon Deal Make sure your AmEx card is... Read more

Earn $12/Hour to Advocate for Issues You Care About While Working From Home

Want to get paid to work on issues you care about? NextWave Advocacy is hiring work-from-home political grassroots outreach representatives for telephone outreach on a variety of legislation and policies. NextWave is a bipartisan firm located near Washington, D.C., that works with companies, trade associations and advocacy groups to educate and mobilize citizens throughout the policymaking process. Specific legislation is confidential, but a representative from the recruitment team told TPH, “We have worked on projects such as transportation and energy, education, and pharmaceutical work.” You’ll have the flexibility to select which projects you work on and set your schedule. This... Read more

This App is Actually Going to Pay Me for Staying Active This Winter

Winter is coming. That means I’ll be wearing chunky sweaters and eating fatty comfort food for the next few months. I don’t have to worry about slipping into a bikini (thank goodness) or showcasing my tank top arms… …at least until April swings around. I do this every year — put on some pounds, then bloat with regret when the weather warms. And it’s not just my physique — it’s my mental state, too. I feel awful when I don’t work out and gorge instead. Yet I do it every year. I have zero motivation. Maybe it’s like the movies... Read more

If You Want to Break Your Binge-Watching Habit, Don’t Get This HBO Deal

We all have that one show we’ve been meaning to binge-watch… and this offer for Amazon Prime members makes it easier to catch up on HBO shows this holiday season. Existing Amazon Prime members can start a 30-day HBO trial absolutely free. Access to HBO is available through Amazon Channels, which you can stream through your browser or the Amazon Video app. When you click to start your subscription, you’ll visit a page where you confirm your account details — email, payment method and billing address — before you start your free trial. What Happens to Your HBO Access After... Read more

How Important is Money to Marriage? Apparently Not as Important as This

What’s the key to a successful marriage? My parents have stuck together for 27 years, so I text my mom the question. Her response: “Trust! Laughter! Compromise! Spending time together! Good conversation! Support! Emotional support!” (Yes, all of those exclamation points are necessary, apparently.) Some would perhaps add that “spark” (which I refuse to discuss with my mother) and maybe even God — or similar religious beliefs. I’d add similar political views because after this election… yikes. Conscientiousness is also a good one. And an adequate income would be nice, right? What People Say is the Key to a Good... Read more

Shoney’s Hot Fudge Cake Day is Coming! Here’s When to Get Free Dessert

Looking for a down-home helping of comfort food between those big, fancy winter meals you’re making? If you live in the American South, you’re in luck: Shoney’s is celebrating a holiday this December that might just eclipse Christmas. (Well, almost.) As its website proclaims, “Hot fudge cake day is coming!” Um… yes, please. And you guessed right: Shoney’s is serving up the delicious dessert totally free. Here’s When to Nab a Free Dessert From Shoney’s Lots of menus describe their items as “world famous,” but in the case of Shoney’s hot fudge cake, it might actually be deserved. Two fudgy... Read more

I Survived No Spend November! Here’s What I Learned — and How Much I Saved

I paid for a $5 yoga class with No Spend-exempt laundry quarters. I walked past the glorious scents of cheeseburgers, tacos, barbecue ribs and pan-Asian cuisine, arms crossed, breath held. I successfully survived No Spend November. And no, it wasn’t easy. But it was so, so worthwhile. How I Prepared to Freeze My Spending for the Month of November Penny Hoarder writer Jamie Cattanach bought this bike on sale for only $120 on Amazon, down from about $300. Sharon Steinmann / The Penny Hoarder You may recall the post I wrote a month ago , explaining why I’d decided to... Read more

Real or Artificial: Which Christmas Tree is the Better Deal?

When you were little, did open your eyes on Christmas morning to find your presents waiting under a real tree or a fake one? Out of a fear of burning the house to the ground (and an aversion to cleaning up sap-sticky piles of pine needles), my parents bought our artificial tree when I was too little to remember. By the time I was 10, it was tattered and sparse, but unboxing and assembling it was a familiar and well-loved part of our Christmas tradition. Even so, I was eager to get a real tree when I left home. The... Read more

Don’t Wait Til You Turn 65: 19 Senior Discounts That Start Early

Is 50 the new 65? When it comes to saving money, it can be. Many companies offer senior discounts on everything from restaurant meals to clothing purchases and more. And a number of them start offering these deals long before you turn the magical senior discount age of 65. Youth has its advantages, and some of us don’t want to be considered “senior” before our time. But when it comes to your budget, why not take advantage of any available discounts for seniors? Don’t let pride or a label come between you and extra cash in your bank account! How... Read more

Barnes Noble is Throwing a Free Harry Potter Yule Ball! Are You Going?

Muggles, squibs and wizards in training: Come one, come all! Friday, Dec. 9 at 7 p.m., Barnes & Noble is holding a magical holiday ball. Yes, it’s inspired by the annual Yuletide dance at Hogwarts, and yes, it’s totally free. And yes, it’s exactly what this Penny Hoarder’s putting in the “hot Friday night plans” slot on her calendar next week, quickly approaching 30th birthday or no. How to Attend Barnes & Noble’s Free Harry Potter Yule Ball It’s pretty simple: Just head to your local Barnes & Noble next Friday to partake in a fun night of nerdery starting... Read more

Feeling Out of Control at Work? It Could Be Hazardous to Your Health

We know a high-stress job can be bad for your health (and your marriage ). But a new study suggests a demanding job could actually benefit your well-being — under the right circumstances. Researchers at the Indiana University Kelley School of Business conducted a study to find the relationship between job demands, level of control and likelihood of death. They looked at a sample of more than 2,300 Wisconsin residents in their mid-60s over seven years. The study found job positions with low control and high demand — like retail, food service or office administrative work — increased the likelihood... Read more

It’s World AIDS Day. Here’s Where to Get Tested for Free

The first day of December means the holiday spirit is in full swing, but it’s also a time for a more sobering reflection. It’s World AIDS Day , the day set aside by the U.K.’s National AIDS Trust for all of us to show our support, awareness and respect to those affected by the disease — and to unite in our fight against it. And while wearing red or donating some of your hoarded pennies is a great start, the best way to stop HIV — and the spread of STDs in general — is to get tested. Yes, that... Read more

Ho Ho Ho! Santa Claus is Coming to White Castle — And Kids Eat Free

I don’t have kids, but I do walk by “The North Pole” in the malls during the holiday season. And those lines are almost always incredibly, painfully long. The worst part about standing around waiting to take a selfie with Santa? Getting hangry right in the middle of it. I can’t imagine how that would feel with kids thrown into the mix, too. But if you live in the Midwest or Mid-Atlantic, you’re in luck: White Castle is bringing Santa Claus to town and will feed your kids for FREE! If you want a family portrait with Santa but would... Read more

If WEN Shampoo Made Your Hair Fall Out, You Could Get Up to $20,000

This week, I was reminded of the need for patience when it comes to class-action settlements when I opened my mailbox to find a check from a Facebook settlement I applied for three years ago! Not all settlements take that long to pay out. Sometimes, the final approval process is quick, but other times, cases move through the courts at a snail’s pace. But if you keep applying for all the settlements you qualify for, soon you’ll have a steady stream of checks showing up in your mailbox. This month, I found five class-action settlements for my fellow Penny Hoarders.... Read more

Don’t Get Scammed: 4 Questions to Help You Land a Legit Work-From-Home Job

Your pajamas. Your puppy child. Your couch. Work-from-home jobs are desirable for all these reasons. And more. We hear from a lot of you who share your circumstances — your hard times, your children’s needs, your need for a magical side gig. That’s why we love showcasing awesome work-from-home jobs and encouraging you to find the one that best suits your life. However, if you stumble upon a job that might seem too good to be true, pump the brakes for a second — it could be a scam. We want to arm you with the best tips to avoid... Read more

13 Free Tools to Help You Learn a New Language — Without Going to Class

I’m envious of those who are bilingual or trilingual — heck, even quadrilingual. Learning a second language has just never been my thing. I think I was scarred by the puppets my kindergarten teacher broke out in an effort to teach us basic Spanish vocab. Or maybe it’s due to the fact that I solely passed my required foreign language classes in college because I sucked up to the professor. (Yeah, and I’m not ashamed either.) But now that learning a language isn’t mandatory, it’s appealing to me. So I’m taking on Italian, so I can at least order another... Read more

Here’s How Much Student Debt the Government is Going to Forgive

The government just figured out how many billions worth of student loans it’s going to have to forgive as part of income-based repayment plan agreements, and it’s not exactly pleased. The Government Accountability Office released a report on Wednesday that explains it will have to forgive at least $108 billion worth of student debt when borrowers who started paying back their loans between 1995 and 2017 reach the end of their income-driven repayment plans. While Congress approved these programs over the past two decades, President Obama has encouraged new graduates to enroll. The report was commissioned last year after a... Read more

Your Netflix Account Just Got a Binge-Enabling Free Upgrade

It’s happened to the best of us. You’ve watched five or six episodes of a show, and you’re totally on a roll. But unfortunately, the outside world beckons — and your data plan isn’t that into the idea of streaming the rest of the season. If this sounds familiar, you’ll want to keep reading, because Netflix just made a totally game-changing announcement. You can now download your favorite Netflix content to your mobile phone or tablet and watch it offline later. Even better? This new capability is rolled into your current membership price, no matter which Netflix plan you’re on.... Read more

Did a Retailer Send You Something You Didn’t Order? You Can Keep It

Have you ever ordered something from an online retailer, only to open the box to find something completely different? Or maybe you ordered one item, but the company sent you two or three? Because you’re a good person (we’re assuming), your first instinct would be to return the item, right? But in this case, you can actually keep whatever you were sent — it’s your right. Consumerist posted this reminder after a reader submitted a question about how to deal with getting two iPads in the mail from Target. But since the Federal Trade Commission (FTC) forbids a company billing... Read more

This Company Lets You Buy Gift Cards for Stock, and It’s Brilliant

Trees are decorated, snow is on the ground in a lot of places and the Thanksgiving turkeys are almost completely eaten. The holidays really are only a few weeks away. That means it’s time for me to figure out what to buy for all the people on my list. I have four sisters with five kids among them. We adults have forgone gifts for a few years now, but we still want presents under the tree for the kids when we all gather at Grandma and Grandpa’s house for Christmas. I’m not great at giving gifts. I never know what... Read more

Santa Claus is Coming to Town, and He’ll Take a Free Photo With Your Pet!

Remember getting your photo taken with Santa at the mall when you were a kid? Whether you went willingly or had to dragged by your hair (see: yours truly), photos with Santa are a time-honored Christmas tradition… for human children. But if your only babies are furbabies, you can still participate in this slightly awkward Yuletide ritual. And it won’t even cost you a thing. Santa Claus is coming to PetSmart on Dec. 10 and 11, 2017 — and he’ll pose for a photo with your pet, free of charge. Head to PetSmart Next Weekend to Introduce Your Pet to... Read more

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