Menu

Ordering Pizza on Facebook Won’t Save You Money and Could Make You Hangry

Some of the most popular pizza chains have made it easier to order and pay for your dinner using Facebook, and pizza lovers are eating it up. According to Bloomberg , when Papa John’s added Facebook ordering back in June, it immediately exploded. Within hours of launch, hundreds of orders poured in across the country. Pizza Hut and Domino’s have also implemented similar strategies, leaving chains like Little Caesar’s, which does not have a social media ordering option, in their dust. As if the incredible and immediate success Papa John’s saw this summer wasn’t indication enough, the arrival and adoption... Read more

4 Solar Eclipse Deals and Specials to Commemorate Once-in-a-Lifetime Event

So apparently there’s a solar eclipse coming soon. Who knew? Oh yeah, everybody. If you don’t have your solar eclipse viewing glasses yet, you still have a little time to get a pair. Or if you prefer, make a pinhole projector from stuff you have around the house. People are seriously excited about this cosmic event for good reason. It’s bringing out all sorts of cool, fun and goofy sales! Here are four solar eclipse specials and deals that will have you celebrating in style. 1. U.S. Postage Stamps Uncle Sam loves to cash in on momentous events with commemorative... Read more

6 Work-From-Home Jobs That Are Perfect for Grown-Up Nerds

Forget what the bullies tried to say. Being a nerd is a compliment, not a diss. You can definitely benefit from all that knowledge and the drive to excel. Case in point: These six work-from-home jobs are perfect for grown-up nerds. For Former Debate Club Nerds Do you know your way around an argument? Do you have the deduction skills to decide what side presents the most persuasive appeal? Here’s a neat gig that’ll bring you back to your days on the debate team. 1. Debate Tournament Judge at QallOut QallOut , an online community for live social media video... Read more

That New Fiduciary Rule Just Got Pushed Back Until July 2019

Update: The Department of Labor further delayed the fiduciary rule in August 2017. This post has been updated to reflect the change. After spending spring in political limbo, the so-called fiduciary rule was supposed to go into effect this summer. But a new decision by the Department of Labor has further delayed the change.   This long-awaited retirement investment adviser scout pledge formalizes the duty of financial advisers to act in the best interests of their clients. Previously, investment professionals were held to the less stringent “suitability standard,” which only required that financial advice meet your needs based on your... Read more

Plan Your Next Cheap Date in Nashville With This Couple’s Tips

My partner Nick and I have been together long enough that our idea of a perfect date night is having some whiskey at home, playing a board game and falling asleep watching Bob’s Burgers with the dogs in bed. But seeing as we’re new to the artsy and music-filled city of Nashville, we’ve made it a point to actually leave the house now and then for some dates. In a big city like Nashville, it’s easy to drop money fast, especially if you live in the suburbs and want to park or Uber downtown. Given that Nick and I are... Read more

These 2 Companies Will Literally Pay You to Help Fight Climate Change

Disclosure: Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. Climate change: Who needs it, right? We know you want to do your part for the environment, fight climate change and help stave off the impending doom of rising oceans and dying polar bears. But you don’t exactly want to rely on a horse and buggy for transportation or do all your late-night reading by candlelight, either. We get that. So we found two ways you can reduce your... Read more

What to Expect When You’re Divorcing: The Real Costs of Living Single Again

When Sean Sutherland‘s divorce was finalized, he realized he had to toss his original plans for the future out the window. Uncertainty about starting a new life started creeping into his head. He was faced with questions about life after divorce he wasn’t sure how to answer: Will one income sustain me? Do I want to stay in an area that’s associated with memories of the relationship and people close to it? While Sutherland, a Baltimore resident, considers himself lucky for having generous and supportive friends during his time of need, he still felt a financial burn from the startup... Read more

The Next Recession is Coming. Here’s How to Get Prepared Right Now

Disclosure: Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. It’s an unhappy fact of life: Sooner or later, the economy’s going to take another dive. Sorry, but another recession is bound to happen in the next few years. And when it does, your future self is going to thank you for thinking ahead and getting ready for it. Oh, wait, you haven’t done that? You’re totally unprepared for the next recession? Well, don’t feel bad. Two-thirds of Americans... Read more

The Opioid Crisis Is Now a National Emergency. Here’s What That Means

On Thursday, President Donald Trump declared the opioid crisis a national emergency . That may mean big changes in health care and treatment options for people who are dealing with an opioid addiction . Here’s what we know so far about what these changes might look like. The Opioid Crisis Is Now a National Emergency This is a fairly unprecedented move, as emergency rulings are usually reserved for acute outbreaks or natural disasters. But the declaration comes at the recommendation of the President’s Commission on Combating Drug Addiction and the Opioid Crisis which President Trump established back in March. The... Read more

A School Bus Driver Shortage Means Lots of Open Jobs. Here’s How to Get One

These days, it seems like everybody is an Uber or Lyft driver . Your neighbor, your uncle, your ex… your ex’s uncle’s neighbor… One driving job that isn’t gaining as much steam, however, is being a school bus driver . But school bus companies across the country are seriously in need of drivers. School Bus Fleet magazine surveyed the 50 largest school bus operators in the nation; all reported some level of driver shortage , according to USA Today . Twenty-two percent called the lack of drivers a “severe” issue, while 5% said the shortage created a “desperate” problem. Not... Read more

Lawsuit: CVS Is Ripping Off Insured Customers by Overcharging Them for Meds

A California woman is suing CVS Health Corp., alleging the drugstore chain overcharges customers for prescription copays. The case may become a class-action suit. “CVS deliberately charges customers who use their insurance more for the Affected Drugs as compared to customers who pay cash or simply don’t use their insurance,” the suit claims. “Affected Drugs” is the term used to describe certain generic medications that CVS allegedly overcharged for. Plaintiff Megan Schultz’s story goes like this, according to the suit: “On July 6, 2017, she used her insurance to purchase a certain generic drug at her local CVS, and under... Read more

Disney Is Spying on Your Kids When They Use These 42 Apps, Lawsuit Claims

Add anything Disney to the list of apps that are most likely spying on you. While you may not enjoy playing Elsa or Olaf on your iPad, your kids probably do — and a new class-action lawsuit claims Disney is hijacking their information as a result. Do you know if your children are being safe while they play online? On Aug. 3, Amanda Rushing filed a complaint against Disney and its marketing counterparts on behalf of her child. The lawsuit claims Disney is violating the privacy of children who use Disney apps on smartphones and tablets. The lawsuit states that... Read more

Need a New Ride? Here’s Why Now Is the Perfect Time to Go Car Shopping

Auto sales in the U.S. are in a freefall , and industry experts can’t seem to pinpoint exactly why. No matter what the reason, one thing is clear: the auto industry’s loss is our gain. Why Auto Sales Might be Falling There could be several reasons car sales are dropping. Some say it’s because car prices are too high . Others blame it on subprime auto loans . Some industry experts theorize that dealerships backed themselves into this corner. They say so many people took advantage of great dealer incentives over the last two years that there aren’t many interested... Read more

How This Couple Saved $1 Million and Retired in Their 30s

Do you dream of retiring early and traveling the world? Don’t we all? But what does it take to make this dream a reality? Jeremy Jacobson and Winnie Tseng retired at ages 38 and 33. In the years since, they’ve explored more than 50 countries, and their son Julian, who is now 2, has been to 27 of them. The couple shared how they managed this feat — including real numbers behind their financial decisions — in an interview with Forbes . Here’s what you can learn from their story. Minimize Your Expenses This is key to freeing up more... Read more

6 Ways We Keep the Budget and Survive Our Long Distance Marriage

Less than a year into marriage, my husband and I found out we would have to spend 10 months living 2,000 miles apart. My husband was offered his dream job in our home state of Minnesota late last summer. As a teacher in California, I couldn’t break my contract two weeks before the beginning of the school year, so our only option was to live apart.   This idea seemed crazy to me, but my husband was used to the long-distance marriage concept. His parents have lived apart for six years and counting due to his father’s job transfer and... Read more

6 Ways We Keep the Budget and Survive Our Long Distance Marriage

Less than a year into marriage, my husband and I found out we would have to spend 10 months living 2,000 miles apart. My husband was offered his dream job in our home state of Minnesota late last summer. As a teacher in California, I couldn’t break my contract two weeks before the beginning of the school year, so our only option was to live apart.   This idea seemed crazy to me, but my husband was used to the long-distance marriage concept. His parents have lived apart for six years and counting due to his father’s job transfer and... Read more

These 5 Tips Will Help You Market and Promote Your Side Gig Like a Pro

Disclosure: Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. For many of us, choosing the perfect side gig is the easy part. Finding paying customers is where it gets hard. Though some side hustles don’t depend on drumming up a steady flow of clients , most require at least a little self-promotion if you want to make bank . These five tips will help you market and promote your side business to grow your cash flow. 1. Create... Read more

The Retail Industry Is Shedding Jobs — With One Major Exception

Call it the Amazon Effect. The behemoth online retailer’s influence on U.S. jobs surfaced in a big way in the latest jobs report posted Friday by the U.S. Bureau of Labor Statistics. Mainly, it likely kept the beleaguered retail industry from slipping into negative job growth at a time when the rest of the economy is humming right along with a 4.3% unemployment rate. Overall, jobs in the retail industry grew 0.2% in July compared to the same month in 2016. Meanwhile, employment at non-store retailers (ahem, Amazon) jumped 5.2% — that’s a heck of lot more than the overall... Read more

401(k) Balances are Up 9.6%. Here’s How to Make Sure Yours is Killing It

Disclosure: Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. Find some wood. Now knock on it. The stock market has been doing pretty well lately. Which is helping Americans’ retirement accounts. (Yes, there’s finally some good news out there about our state of retirement .) Many Americans are capitalizing on the healthy market. The average 401(k) account held $97,700, a 9.6% increase from last year, according to a recent Fidelity Investments report . The report also discovered that... Read more

What the Heck Is Ghostwriting? (And Why You Might Want to Do It)

You want to make money as a writer, right? You’ve told everyone on Facebook (including your weird aunt) that you’re available to write. You’ve been writing guest post after guest post to showcase your talent and get your name out there. Maybe you’ve even landed a few jobs already. (Good for you!) But then a potential client emails you with the question, “Do you offer ghostwriting services?” And you’re stumped. Maybe you’ve heard of ghostwriting. Maybe you have some idea what it is. Or maybe you wonder if it involves ouija boards in some way. You don’t want to look... Read more

Why Did DeVos Just Scrap Plan to Reduce Student Loan Servicers From 9 to 1?

Months after announcing plans to reduce the number of companies that service student loan repayment to reduce costs, Department of Education Secretary Betsy DeVos is shifting gears. DeVos is dropping her widely criticized plan to reduce the number of companies with government contracts to service student loans from nine on one. According to a POLITICO report , when hiring A. Wayne Johnson as the chief operating officer of Federal Student Aid, the department renewed its commitment to customer service. In the past, improved customer service meant centralized servicing. Moving forward, the plan is to focus on technology to improve borrower... Read more

Eat at Olive Garden Tonight, Get a Free Dinner to Take Home for Tomorrow

If you’re like me, you love your carbs. Say it with me… pasta! For those of you who proudly spin your forks (With a spoon? Without a spoon?) to scoop up that delicious Italian concoction of noodles and sauce, I have great news. The Olive Garden has brought back the buy one, take one meal deal. It’s simple. Get one meal to eat at the restaurant, and get a second meal to take home and heat up later for as little as $12.99. That’s two full pasta meals for under $13. The Olive Garden buy one, take one menu has... Read more

Ordering Takeout and Hiring a Maid Can Buy You Happiness, New Study Says

Here at The Penny Hoarder, saving money makes us happy. So, it is a little hard for me to tell you to open that wallet and spend money on things you could do for yourself for free. But based on new study by the Proceedings of the National Academy of Sciences, that’s just what I’m going to do. Go ahead. Order takeout. Don’t like cleaning? Find a maid service and pay them to clean for you. How can The Penny Hoarder promote such a wanton waste of money? Because it’s actually not wasteful. It’s an investment in your own happiness.... Read more

Here’s What Libraries Are Doing to Combat Child Hunger When School’s Out

For most kids, summer is a blast. Freedom, no homework, sleepovers and sleeping in. But hunger doesn’t take a summer vacation, and according to a report by Feeding America , more than 13 million kids and teens live in households that can’t consistently provide nutritious meals. In the dog days of summer, schools can’t be the ones to help provide every kid regular lunches — and only 1 in 6 students who qualified for reduced lunch programs in the 2014-15 school year also received free lunches in the summer. So libraries have stepped in to help. With support from the... Read more

money
keyvoard