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Why Renters Now Outnumber Owners in 52 of the 100 Largest U.S. Cities

Sometimes it seems like all your friends are better at this adulting thing than you could ever hope to be. Just scroll through your newsfeed. It seems like every other day someone you know from college is announcing a new baby, spouse or house on Facebook, and you’re still in your rented studio apartment swiping left on Tinder for eternity. Well, this new report from Bloomberg News might not help you snag a husband or wife, but it does suggest that you’re not as far behind the curve as Facebook would have you believe — at least by one benchmark.... Read more

Outwit, Outplay, Outlast: “Survivor” Announced Its Latest Casting Calls

As a child, I had an 8 p.m. bedtime. Except on Thursdays. That’s when “Survivor” aired, and I was allowed to stay up late — until 9 p.m. That was something like 16 or 17 years ago, but the reality competition TV show is still going strong (except now on Wednesdays). In fact, it’s one of the longest running reality shows out there. You could even say it’s outwitting, outlasting and outplaying the ratings. And it looks like it’s sticking around at least for another season or two. “Survivor” is holding free auditions in Florida and Southern California — and... Read more

Do You Refuse to Shop if There Isn’t a Sale? You’re Not Alone

We all like a deal, right? We’re always looking for a sale. And some of us are pretty stubborn about it. Here’s proof: Nearly half of American women won’t even enter a retail store unless there’s a decent sale. That’s right. They won’t even walk into the store, thank you very much. They’ll just keep on walking. This illuminating statistic comes to us courtesy of Footwear News and originates from a report by First Insight, an analytics firm focused on consumer data. The firm surveyed more than 1,300 people for a report titled “Markdown Mania: Consumer Perspectives on Retail Discounting... Read more

Amazon is Hiring More Seasonal Reps to Work From Home (You’ll Make $10/Hr)

If you’ve ever thought to yourself, “I love Amazon so much I wish I could work there,” now’s your chance. The online retailer is once again hiring Amazonians in 25 states ( seriously, that’s what Amazon employees are called ). This is a full-time seasonal work-from-home customer service job available to applicants who live in Arizona, Colorado, Connecticut, Illinois, Indiana, Florida, Georgia, Kansas, Kentucky, Maryland, Michigan, Minnesota, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, West Virginia, Wisconsin or Virginia. (In case you’re wondering why you have to live in a certain state... Read more

How Long Can You Store Food in the Freezer? This Chart Has Your Answer

Your freezer can be an incredible source of savings, or it can be the black hole where mushy vegetables and half-eaten pints of ice cream go to die. To help you remember how long foods keep and how to properly freeze them, The Huffington Post shared this great infographic on freezing food. Who knew you could freeze yogurt? Who knew fried chicken is still good after a third of a year in the deep freeze? With the power of this chart, you can stock up when you have coupons, during a sale or when produce is in-season, stretching your grocery... Read more

Would You Gamble on Your Future Earnings to Pay for College?

Imagine a world where you could afford school, and you wouldn’t have to worry about all that student loan debt interest piling up. Sounds like a dream, right? Well, it’s happening at Purdue University. In 2015, Purdue announced a partnership with financial services company Vemo Education that would create a new way for its junior and senior students to pay for their educations: income share agreements. An income share agreement, or ISA, is an arrangement in which investors lend money to students to pay for their college expenses. In exchange, the student agrees to pay back a certain percentage of... Read more

What’s a Credit Score Really Worth? Maybe Not Much After This

If you’re checking out your credit score, there’s something you should know. The Consumer Financial Protection Bureau has called out all three of the major credit reporting agencies — Experian , Equifax and TransUnion — for overhyping the credit scores they’re selling. Good news: They’ve also been ordered to change their ways. The most recent credit agency the CFPB targeted is Experian. Last week, the CFPB announced it had fined Experian $3 million for “deceiving consumers about the use of credit scores it sold to consumers.” “Experian claimed the credit scores it marketed and provided to consumers were used by... Read more

Buddhist Retreat Needs Volunteers to Sow Vegetables, Reap Free Living Costs

I finally watched “Into the Wild” this weekend, and I’m feeling inspired to go “find myself.” (I put this in quotes because at this point, I think it might be impossible.) Granted, I’m not burning my money and hitchhiking to Alaska to live in an abandoned bus . But I would consider something a little more structured — that’s just my Type A personality — like living at and volunteering for a Tibetan Buddhist retreat in Northern California. The Odiyan Retreat Center , which isn’t open to the public, is looking for a vegetable gardener/farmer to join its community of... Read more

Think You Saved at Harbor Freight? You’ll Think Again After Reading This

When is a sale not really a sale? When the prices listed on the shelf are just a pile of malarkey. (Allegedly.) Harbor Freight, which sells “Quality Tools at Ridiculously Low Prices,” is under fire for allegedly manufacturing some of those low prices. The tool warehouse is settling a class-action lawsuit claiming it advertised items as on sale when those sale prices didn’t reflect a legitimate discount. Why Harbor Freight Sale Prices Weren’t Legit The sale tags compared customer savings to prices that had not been in place for at least 28 of the prior 90 days, according to the... Read more

Nobody Puts Baby in a Corner. But Would You Put Her in a (Free) Box?

I have something to share that I’m not super proud to admit: Before my daughter was born, I briefly considered using a dresser drawer for her bed. Don’t judge. I was a stressed-out, hormonal pregnant woman wondering how in the world I’d support my child alone while working a job that barely supported me by myself. And babies are expensive . So I began to think… How much of these infant essentials are actually must-haves ? I had already committed to breast-feeding, making my own baby food and cloth diapering to save money on formula , jarred purees and disposable... Read more

Take Pride in Your Job: Grindr is Hiring Work-From-Home Representatives

The team behind gay dating app Grindr says it’s all about connecting men “to the world that brings them happiness.” Here’s your chance to help Grindr bring about that connection by snagging this work-from-home job as a customer support agent. The job is open to applicants around the country, but Eastern daylight time zone is preferred. Like many part-time remote employees, customer support agents at Grindr work less than 30 hours per week and are not eligible for benefits. However, “as a Customer Support Agent you will have the opportunity to influence the way Grindr meets the support needs of... Read more

Who Knew It Was So Cheap to Open a Chick-fil-A Franchise?

Do you have $10,000? It’s a lot of money — but not an unimaginable sum to have in the bank, especially if you’ve been saving for a while. Well, if you’re looking for a new direction, you might give that chicken sandwich you had for lunch a second thought: It only costs $10K to open a Chick-fil-A restaurant. Chick-fil-A Franchise Costs are Crazy Cheap Yeah, you read that right. Although it costs about $2 million to open a Taco Bell, you can be the owner of a brand-new Chick-fil-A for much less than you probably spent on your college degree.... Read more

10 Ways Your Local Library Can Help You Overhaul Your Career

This may make me a horrible writer, English degree holder and book lover, but I’ll confess: I haven’t been to a public library since I graduated college. (I blame the internet and Amazon’s Kindle.) That said, I know that libraries offer a wealth of free resources I could tap into at any time — including some things you might be surprised to learn about . They also have a wealth of resources that can help you in your job search , whether you’re in need of a better resume, interview tips, help finding the right position — or all the... Read more

Thinking About Renting Out Your Home? 15 Tips to Maximize Your Income

One of the biggest drains on a landlord’s rental income is expenses . Owning rental properties is never as easy as buying a property, finding a tenant and waiting for the big fat checks to roll in — and savvy landlords know this. “Once a property is purchased, its ROI mostly comes down to minimizing losses,” says Brian Davis, a real estate investor with 15 rental properties and co-founder of the real estate blog SparkRental . “I like to think of rental income as a pipeline that you want to keep flowing smoothly and with minimal leakage.” Whether you’re planning... Read more

Here’s When It’s Worth It to Buy That Super-Expensive Rice

Rice is a time-honored staple in most American kitchens, and no wonder: It’s filling, versatile and ridiculously, gloriously cheap. Like, seriously cheap. I’m talking 2.5 cents per ounce when you buy the 20-pound bag from Walmart , and even lower if you buy in bulk. Not bad at all, but there is one important caveat. Rice is only that cheap when you’re buying cheap rice. And as you may have noticed while perusing the rice aisle, not all of it is so affordable. Depending on the amount, brand and variety, you might pay as much as 40 cents per ounce,... Read more

Here’s Why Wells Fargo Just Introduced Cardless ATMs (It’s Actually a Really Smart Reason)

ATM skimmers may have to find a new hobby. With the rise in funds being stolen from innocent consumers due to ATM skimming, major banks around the country are developing innovative ways to protect their customers. While most of these new technologies are still being piloted, one major banking chain recently announced that all of its ATMs will now be better equipped to protect its customers from having their debit card information stolen. Wells Fargo Introduces Cardless ATMs In an effort to protect customers against ATM skimming, Wells Fargo has announced it will begin implementing card-free access to its ATMs.... Read more

Your Costco Groceries May Soon be Delivered by Shipt. Here’s What You Need to Know

Costco is a beautiful thing; whether you’re married, single or even have fur babies instead of real babies, it can fulfill your needs while making the membership price worth it . Buying in bulk can get tricky, though; managing to load up your car with giant boxes of toilet paper, cereal, beer and whatever else your heart desires is truly an art. I envy those who can manage to fit everything in their car on the first try. Now, though, shopping at Costco is about to get way more convenient — and you won’t even have to leave your house... Read more

Think You Know About Personal Finance? Well, You’re Half Right

We all like to think we’re good with money, right? Maybe we’re not as good as we think we are. Americans can answer money management questions correctly less than half the time , according to a new report from the TIAA Institute and the Global Financial Literacy Excellence Center at George Washington University’s School of Business. They polled more than 1,000 people, asking nearly 30 questions about borrowing, earning and saving. On average, people got the answers right 49% of the time . Here are a couple of highlights: People knew the most about borrowing money. They got those questions... Read more

Strong Vs. Weak Dollar: A Super Simple Breakdown of What it Actually Means

What’s best for Americans: a strong dollar or a weak one? If you were an economist, you’d likely roll up your sleeves and get excited for what could easily be a back-and-forth conversation all day. But you’re probably not an economist — so, with sleeves rolled down, you might be tempted to accept the oversimplified “strong equals good” notion that’s been around for more than two decades. Don’t do that! I promise it’s not as complicated as you think. And if you’ve ever planned an international trip , worked for a car manufacturer, purchased pretty much any electronic device or... Read more

It’s Cheaper to Raise a Family in the Suburbs… Right? Not So Fast

Life in the city can be electric. The hum of the energy. Being mesmerized by all the lights, sounds and smells. Well, maybe not the smells, unless you’re talking about haute cuisine from celebrity-chef-run restaurants where you have to book reservations months in advance. But what do I know? I may adore visiting the city, but I’m a suburban girl all the way. Personally, I don’t know if I can deal with the fast pace and congestion 24/7. When you’re a parent deciding where to raise your family, personal preferences definitely come into play — but so does cost of... Read more

15 Sneaky Psychological Tricks That Will Help You Save More Money

Saving money isn’t fun. It’s not something your brain wants to do. So if you want to develop good financial habits, you’re going to have to trick it. Thankfully, I’ve got a lot of experience at tricking myself into making better money decisions — I’m only human, after all! — and I’m here to share some of my best ideas with you. Here are 15 psychological tricks you can use to save more money. 1. Calm Your Mind The first step in securing your finances? Securing your finances. Before doing anything else, give yourself peace of mind by safeguarding your... Read more

12 Tips To Survive Parental Leave Without Going Broke

Having a baby is exciting! The bills that come with your bundle of joy? Not so much. To make matters worse, many parents lose some or all of their income when they take time off work to care for their wee one. A new report by Pew Research sheds some light on just how much of a strain parental leave puts on the household budget. Around six out of every 10 workers (57%) with household incomes under $30,000 don’t receive their full pay when taking parental leave after the birth or adoption of a child. Of course, their bills didn’t... Read more

Why Pay for Gift Cards? Here are 9 Clever Ways to Get Them for Free

I love gift cards to Target. And Amazon. And even Forever 21. But my favorite kind of gift cards? The FREE kind. That’s right; I said free . Once you know where to look, you’ll find all kinds of opportunities to earn them. Want to earn free gift cards to places like Amazon and iTunes and Walmart? Keep reading. I’ve searched the interwebs and found nine different strategies. All you have to do is… 1. Show Your Swagger to Get Free Visa & Amazon Gift Cards Swagbucks is one of my favorites because it’s quick and easy. is at the... Read more

Having Friends Pays Off: 35 Refer-a-Friend Programs That Pay You

Have friends? Coworkers? Family members? If you fall in love with a product or service you use, you’re probably going to buzz about it. ( I know we do! ) Did you know you can actually get paid to refer friends, though? Here’s an example: Oh my gosh, I used this really cool ride-sharing service. It’s like a taxi, but it’s not. You use an app to request a ride, and it’ll arrive in, like, five minutes . That was a lot of us four years ago. What we should have done — and still can do if you find... Read more

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