7 Easy Halloween Costumes You Can Make at Goodwill for Less Than $30

For one night a year, on Halloween, we escape our usual personas. We embrace our collective fears and superstitions, and turn them on their heads by becoming them. In your face, Grim Reaper!   Halloween is a must in my world, but so are the winter holidays that follow, and all those celebrations add up. To help stick to my budget, I always hit my local thrift stores for cheap Halloween costumes. This year, I came up with seven quick, easy Halloween costumes at Goodwill, where you can combine donated clothes and accessories with cheap props that often tie the... Read more

Don’t Have a TV? Here’s How to Stream the World Series for Free

The country is losing its collective mind over the Chicago Cubs ending its 71-year postseason slump and slugging into the 2016 World Series against the Cleveland Indians. It’s historic! You have to watch! But… what if you don’t have a TV? What if you don’t have cable ? Are you banned from baseball for the next two weeks? Before you head to your local watering hole for four to seven nights of spending your entire disposable income on tater tots, you may want to try this method of “free” sports streaming. How to Watch the World Series (or Most of... Read more

The 10 Most In-Demand Tech Skills — You Can Learn Them for Free This Week!

Want to make more money? You have two options: A) Whine to your Facebook friends, hairdresser and husband. And keep getting paid the same amount. B)  Gain skills or education that will help you get promoted or change careers. Yes, A is easy — but B is far more effective. And thanks to LinkedIn’s Week of Learning , which means FREE online courses for all, you have no more excuses. So which skills are employers looking for? LinkedIn analyzed all the recruiting activity that occurred on the platform since January 2016 —  here are the results . The 10 Most... Read more

How to Save Up to 10% on Everything You Buy — Without Sales or Coupons

If you go into your favorite store with a $100 gift card, you can spend it just like a Ben Franklin. But what if the gift card only cost you $90? That extra $10 stays in your pocket. Using discounted gift cards this way could help you save hundreds of dollars each year . A previous post on The Penny Hoarder reported on selling unused gift cards to make some extra cash, and that’s not a bad idea. Most of us have received cards for stores we don’t shop at or which aren’t located near us. Rather than letting them... Read more

We Reviewed 10 Popular Online Invoicing Systems to Find the Best One

Invoicing is something every freelancer has to do. After all, earning money is what distinguishes us from the “writing just for fun” writers — but to earn that money, we have to invoice our clients. While you might start by creating a simple invoice in Microsoft Word, eventually you’ll likely want to transition to an invoicing system or website that automates some of the work. But what’s the best invoicing website for freelancers? The many choices available can be a bit intimidating, especially if you’re a newbie. So I went on a mission. I signed up for trial accounts with... Read more

This Teacher Used YouTube to Make $120K Last Year — Here’s How She Did It

Gabby Wallace always had a thirst to see the world. That’s why she began teaching English as a Second Language (ESL); she knew it was a career that would allow her to travel. But she never expected she’d stumble upon a business that would allow her to keep teaching and traveling — and occasionally earn the equivalent of her former salary in a single week . It’s all thanks to a little platform called YouTube … An “Accidental Business” Wallace, who has a master’s degree in education, had been teaching ESL for five years when she decided to make “bite-size”... Read more

10 of the Most Ridiculous Resume Mistakes Hiring Managers Have Ever Seen

Have you ever straight-up lied on your resume? Well, you’re not alone, at least according to a recent CareerBuilder survey of 2,153 hiring and human resource managers. The poll found 77% of respondents have caught a lie on a resume. But how many lies went unnoticed? Your need to catch a potential employer’s eye to get a job is understandable. More than 2 in 5 of those surveyed said they spend less than a minute looking at a resume. And nearly 1 in 4 spend less than 30 seconds! They sure make their minds up quickly. Regardless of your credentials,... Read more

7 Cheap and (Mostly) Easy DIY Halloween Costumes You’ll Actually Wear Again

What are you going to be for Halloween this year? If you’re anything like me, you’re probably still scrambling. I always have 8,000 totally amazing costume ideas… … during the first week of November. By the time Halloween rolls around, I’ve forgotten them all and don’t want to shell out a ridiculous amount of cash on a crappy ready-made costume I’ll wear once. Luckily, I have no shortage of last-minute inspiration this year: I work in an office filled with insanely creative, thrifty folks who’ve put together some of the best darn DIY costumes I’ve ever seen. Did I mention... Read more

Find a Penny, Pick It Up… and Win $1,000

If you find this penny, pick it up! Photo from Online bank Ally has hidden 100 custom pennies “in plain sight” as part of its #AllyLuckyPenny promotion. At first glance, they look just like normal pennies, but they actually sport Ally’s logo instead of Lincoln’s head. And if you find one, you could cash it in online for $1,000! The company dropped 10 lucky coins in each of 10 cities: New York City, Washington, D.C., Chicago, Charlotte, Miami, Denver, Austin, San Diego and Los Angeles. Where to Find Your Lucky Penny Not sure where to start looking in your... Read more

4 Little-Known Mistakes You’re Probably Making on Your Cover Letters

Cover letters are the bane of any job seeker’s existence. For them to be good — good enough to maybe hopefully land you an interview — they need to be really good. And customized. (Groan.) You probably already knew that, but you might not know what sets excellent cover letters apart from the rest. But Sara McCord does. During her career, she’s read hundreds of cover letters — and says she can determine if one is good or bad in a mere three minutes. Based on her advice in The Muse , here are four fatal cover letter flaws: 1.... Read more

If Someone Steals a Base During the World Series, We All Get Free Tacos

So your favorite baseball team didn’t make it to the postseason? It’s OK — neither did mine. But even if you’re not invested in this year’s World Series matchup, there’s a good reason to pay attention: potential free food. When someone steals a base during the World Series, Taco Bell will reward fans with a free Doritos Locos Taco. How to Get Free Taco Bell, Courtesy of the MLB If a player steals a base in the first two games of the World Series, which starts on Tuesday, Oct. 25, head to Taco Bell on Wednesday, Nov. 2 for your... Read more

Insomnia Cookies Gets its 100th Store and You Get a Free Cookie

It’s National Cookie Month and National Dessert Month. What, you haven’t celebrated this revered holiday duo yet? Now’s your chance. Insomnia Cookies, known for fueling college students with warm cookies until the wee hours of the morning, is celebrating the opening of its 100th store this month. Of course, that celebration involves cookies. Buy Anything at Insomnia, Get a Cookie Free On Monday, Oct. 24 , visit Insomnia Cookies to receive one free traditional cookie with any purchase. The offer runs from opening at 9 a.m. on Monday until 3 a.m. on Tuesday, Oct. 25. If you’re ordering online for... Read more

8 Simple Ways to Get the Best Deal at Sephora, Every Time

Have you ever walked into Sephora and been absolutely overwhelmed? There’s so much to choose from! If you’re not a beauty pro, it’s easy to get lost and distracted by all the colors and shiny objects. And that can mean you spend tons of money. But not so fast, beauty buffs. Before you approach the register, review these eight tips to get the best Sephora beauty deals. 1. Join Sephora’s Beauty Insider Rewards Program Samantha Dunscombe – The Penny Hoarder Sign up for free to become a Beauty Insider , and you’ll receive a free birthday gift and access to... Read more

This Work-From-Home Job Comes With a Sea-rious Family Cruise Discount

Time to hit cruise control and seas the day — because this job is something from a fanta- sea . OK, but puns aside, Holland America Line (think: Princess Cruises) is hiring full-time, work-from-home reservation sales agents in 11 states — including Colorado, Florida, Georgia, Kentucky, Louisiana, Nevada, New York, Ohio, Oregon, Texas and Washington. But this isn’t just any customer service gig. It’s high tide you snag up some awesome benefits, too. What You’ll Do as a Reservation Sales Agent Because Holland America Line is in the vacation business, customer service is key. That’s where the reservation sales agent... Read more

Love College Sports? Pizza Hut Might Pay You $50,000 to Travel the Country

When it comes to “sportsball,” as our visual editor Heather calls it, Michigan football rules my world. Watching other sports and teams simply takes up too much time and energy; I’m all in for Michigan. But if you’re one of those people who rabidly follow an array of NCAA sports and teams — and love pizza (who doesn’t?) — then I might have the perfect job for you. Pizza Hut is hiring the ultimate college sports fan to travel the country for seven months, watching sports, spreading pizza joy — and earning $50,000. Here’s what you need to know.  ... Read more

The FCC Just Fined T-Mobile $48 Million and You Might Get Free Data

When you pay more for unlimited service, you expect to get said service. But for some T-Mobile customers, that hasn’t been the case. The Federal Communications Commission (FCC) has fined T-Mobile $48 million for alleging it offered customers unlimited data plans when, in fact, it slowed data speeds for customers who “exceeded a monthly data threshold.” “Company advertisements and other disclosures may have led unlimited data plan customers to expect that they were buying better and faster service than what they received,” the FCC said in a statement. The T-Mobile settlement also benefits MetroPCS customers. Are You a T-Mobile Customer?... Read more

Here’s How to Make $25/Hour Grocery Shopping in Boston and San Francisco

Every Sunday afternoon, I dread my weekly trip to the grocery store — with its crowded aisles, inconveniently parked carts and long checkout lines. That’s where Instacart comes in. This app and website lets people who don’t have the time or motivation to battle the crowds for a box of cereal skip the grocery store. Instead, a personal shopper will pick up groceries and deliver them in about two hours. Right now, the service is available in Boston , Chicago, Los Angeles, New York, Philadelphia, the San Francisco Bay area and Washington. While it’s great for people who hate the... Read more

These Dentists Will Pay Your Kids to Trade In Their Halloween Candy

Could you convince your kids to dump all of their Halloween candy at the dentist’s office? What if they could get some freebies — or even cash — out of the deal? If you think you can wrest even a single fun-sized Snickers bar out of your child’s hands, keep reading. How (and Why) to Participate in the 2016 Halloween Candy Buyback Image from In 2005, dentist Chris Kammer was anticipating — or, more accurately, dreading — another Halloween. From the perspective of a dental professional, Halloween was a “nightmare,” an ill-advised sugar free-for-all augmenting the rampant tooth decay... Read more

Hungry Hyppo: How This Guy Turned a Small Business into a Popsicle Empire

Three months. That’s how long it took Stephen DiMare to transform a stranger’s suggestion into a business. Armed with a history degree from the University of Florida, DiMare knew he wanted to start a business — perhaps open a coffee shop. He was 24 at the time. However, he met a woman on a plane who changed his mind. And the rest? Well, it’s his favorite subject: history. Now DiMare is 30 and the founder/president/mascot of The Hyppo , a gourmet popsicle store. He oversees eight Hyppo flagship stores in Florida, with two more under construction. The sweet treats are... Read more

Gametime’s Hiring Work-From-Home Reps at Up to $18/Hr in 7 States

This is a universal narrative, in my opinion. You’re headed out to a concert, sporting event or festival. You’re scrambling to get ready and are about to run out the door. Wait, the tickets! You open your laptop. Dead. Once it charges up, click “print.” Printer out of ink. Paper jams. OK, maybe this is worst case scenario, but I swear it always happens to me. That’s why Brad Griffith created Gametime , a nifty mobile tool that keeps all of that buying, selling and printing mess behind a screen. The tool has launched in 35 cities and continues to... Read more

Here’s a Heartwarming Way to Score a Free Cookie (and Maybe $1,000)

Bet you didn’t know: October is National Cookie Month! It’s become a bit of a joke — and lamentation — at TPH headquarters that, although this sacred month is more than halfway over, we’ve seen absolutely zero deals on cookies. Talk about disappointment. What kind of national celebration is that? So when we (finally!) heard about this free cookie offer from Mrs. Fields, we were duly delighted. That’s when we discovered the free cookie isn’t even the best part. Get a Free Cookie from Mrs. Fields By Sharing Your Hero’s Story Our long-awaited free cookie deal comes as part of... Read more

This New Tool Helps You Find Out What You Should Actually Be Getting Paid

Ever wonder if you’re getting paid enough? Or maybe you feel like you’re cheating the system. Do you feel like there’s no way you deserve to get paid for what you are (or aren’t) doing? As a workforce newbie, I’ve always pondered my worth. I especially wanted to know when I finished grad school: What the heck do I ask for when I’m negotiating a salary? Sure enough, my hiring manager (hi, Lexi!) asked. It’s a tricky question — one you never know exactly how to answer, especially without much experience. But of course there’s an app for that (now).... Read more

This Free App Has Helped Me Save Over $700 in 5 Months Without Noticing

I’ve been trying to grow up . So it only felt right to pair my first “real” job and sparkly new 401(k) (thanks, The Penny Hoarder !) with a savings account — especially after those extra nudges from my dad. But I’ve had a savings account before, and it just didn’t work for me. Keeping a minimum balance to avoid extra fees was tough — and the “ interest ” I was supposedly collecting was nearly nonexistent. When my checking account dwindled and my savings remained stagnant, I decided to shut it down. How could I build any savings when... Read more

13 Spooky and Simple Halloween Decorations You Can Make for Under $5

Besides dressing up and stuffing my face full of sugary goodness, decorating is my favorite part of Halloween. However, store-bought decor can come with a hefty price tag. And if you’re anything like yours truly, you don’t have the funds to drop $130 on something like these skeleton pallbearers . But there are so many ways to be resourceful when it comes to Halloween — and creating your own ghastly creatures at home is a great way to spook your guests, not your wallet. 13 DIY Halloween Decorations Under $5 These are great projects to do during your downtime or... Read more